The Social Security Disability Insurance (SSDI) program serves millions of Americans. However, a lot of people are not familiar with it. As a result, some myths about the program exist, which prevent disabled people from getting the benefits they deserve. Thankfully, a disability attorney from The Law Office of Nancy L. Cavey can answer questions about disability benefits, so possible applicants can make informed decisions. If you are planning to apply for SSDI benefits, here are things you should not believe in:
You Must be Disabled for One Year to Apply for Benefits
If you suffer from a disabling injury or illness that is expected to last for at least twelve months, you may be eligible for SSDI benefits. Indeed, you need to apply for benefits after your doctor says full recovery from your injury or illness may not be possible. Applying for and getting disability benefits takes time. So, if you think you qualify for benefits, get started right away.
Disability Benefits and Workers’ Compensation Should Not be Pursued Together
If you become disabled due to a job-related injury or illness, apply for workers’ comp right away. But your disability benefits may be decreased if you receive worker’s compensation. The SSA calculates your SSD benefits every month and adds this to your worker’s compensation. If this amount is more than 80% of average earnings, the excess will be subtracted from your disability payments.
You Can’t Work If You Get Disability Benefits
If you qualify as disabled and get SSDI benefits, you can still get a job and earn a particular amount of money while keeping your benefits. The SSA wants to encourage individuals to work if possible. That is why it allows a trial period of nine months. During this period, the benefits you can get won’t be affected, no matter the amount of money you earn from a job.
You Will Get Disability Benefits After a Hearing Despite an Initial Denial
A lot of denied SSD applications are approved after hearings. However, an Administrative Law Judge does not automatically rule in your favor. You must ensure all current records are given to the judge. You must prepare your case for this hearing. Also, it’s important to present it clearly and completely. Because of this, it’s important to work with a skilled disability lawyer at the hearing stage. Your attorney will address the issue that might have caused the initial denial of your claim, so your case stands a chance at the hearing.